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陈赫叫张子萱老张的原因

骑手因获职业伤害赔偿被拒赔，法院判定保险公司“免责条款”无效_蜘蛛资讯网

中国航天又一无图好消息

条将符合职业伤害情形的风险排除在保险责任范围之外，实质属于免除保险人责任的条款。虽然保单载明的投保人为某科技公司，但案涉保险作为保障众包骑手意外伤害的商业保险，其投保目的是保障骑手人身安全，保费实际由小周承担，投保操作亦由其本人完成，应认定小周为实际投保人。保险公司未提交证据证明其已就该免责条款向小周本人履行了法定提示和明确说明义务，故该条款对其不发生效力。平台运营方因不是保险合同当事人无需承担赔

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